Fix 1. Check your iPhone battery life. If your iPhone’s battery is below 20%, Low Battery Mode kicks in and shuts off unimportant operations on your phone. Thus, your Apple Pay will not work on a low battery iPhone. So, first, plug in your iPhone to a charger and then make payments using Apple Pay. Fix 2.If you have a Wisely Pay card or Wisely Cash card (see back of your card), access to certain features or loading funds from sources other than the company you received your card through requires an upgrade, which you can request in the myWisely app or by calling the number on the back of your card.Overview. Wisely has a rating of 1.13 stars from 165 reviews, indicating that most customers are generally dissatisfied with their purchases. Reviewers complaining about Wisely most frequently mention customer service, new card, and direct deposit problems. Wisely ranks 20th among Debit Card sites. Service 103. Value 99.If we have to decline your card payment, we'll tell you the reason — you can see it when you click on the declined payment in your Transactions. And if you have push notifications or transaction emails turned on, we’ll tell you the reason there and then. You can manage your notifications in Settings.May 13, 2023 · 1. Pay off debts. Using your winnings to pay off old debts can be a great way to set up a more secure financial future for yourself. Eliminating debts also eliminates any further interest from accumulating on them. Using your winnings to pay off your debts can help you achieve financial freedom. [1] 2. 1. Yacnh • 1 yr. ago. You have to verify you received the card through A to Z first and then activate it through Wisely. Plus_Analyst8133 • 1 yr. ago. Ok it shows I have the pay card and it’s telling me to activate it but it’s not working. [deleted] • 1 yr. ago. I activated mine today. Did the online chat. Made me call the number on ... Ashley has won two Challenges — which is less than some of the other competitors on this list — but her controversial decision to take all the money for herself in Final Reckoning put her at No. 1. 2. Jordan Wiseley ($833,000) Often portrayed as the villain of the show, Jordan has won The Challenge three times.Yes. myWisely: Mobile Banking is a totally legit app. This conclusion was arrived at by running over 24,834 myWisely: Mobile Banking User Reviews through our NLP machine learning process to determine if users believe the app is legitimate or not. Based on this, Justuseapp Legitimacy Score for myWisely Is 71.4/100.. Cardholder Agreement you received with the Wisely Pay by ADP Card, or view the Cardholder Agreement on the FREE myWisely mobile app or myWisely.com. With Wisely Pay by ADP, cardholders have additional fraud protection. Transactions made outside of the cardholder’s residential state and adjoining states may be declined unless the The login and password associated with your financial institution may have changed. To solve this problem, first verify your login and password on your financial institution’s website, then go back into the app and try reconnecting your accounts. Learn more.Activating your Wisely Card is a simple three-step process. To begin with, open the Wisely website, and login to your account. After logging in select the ‘Activate’ button and you will be asked to enter the activation code which is located on the front of your card. After entering this code, your card will be activated and ready for use.I opted in last night and my old wisely card from 2017 was already on there and there's no option to change it to my new card. I just had this problem and found the solution today all you do is once you get your new card call them get it activated go to the Amazon anytime pay app transfer just $1 to your old wisely card there will not be ...With Wisely, you could get access to your pay up to 2 days early (1) at no cost (2) to you. In store, online, in-app (8) or by phone everywhere Visa® Debit cards are accepted or where Debit Mastercard® is accepted. Save at your own pace and make savings automatic (10) so you do not have to think about it.You must notify us immediately and assist us in our investigation if your card is lost or stolen or you believe someone is using your card without your permission. See cardholder agreement for details. The Wisely Pay Visa ® is issued by Fifth Third Bank, N.A., Member FDIC or Pathward, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc. How do I check my balance and view transaction history without a fee? Log into the myWisely app 2 or myWisely.com to check your balance, view transaction history, find nearby ATMs, see spending trends, and much more. You can also set up email, push or text alerts, 7 including low balance notifications at whatever amount you decide. 7. no, it won’t interfere :) you transfer from the amazon link -> your wisely card -> external bank account or paypal to ur debit card if u want the $$$ instantly (there’s a fee thru paypal tho) or use the card directly. your dd will remain the same unless u change it manually! JaedenThe1 • 1 yr. ago.Aug 23, 2023 · Read about the best investments right now. 1. Give your money a goal. Figuring out how to invest money starts with determining your investing goals, when you need or want to achieve them and your ... Log into the myWisely app 2 or myWisely.com to check your balance, view transaction history, find nearby ATMs, see spending trends, and much more. You can also set up email, push or text alerts, 7 including low balance notifications at whatever amount you decide. 7 Was this helpful? Yes No What are pending transactions?Jul 22, 2023 · Just follow these simple steps: Visit the My Wisely website or download the My Wisely app from the App Store or Google Play. Click on the “Sign Up” or “Create Account” button. Fill in your personal information, including your full name, address, date of birth, Social Security number, and tax details. Feb 13, 2016 · I always deposited my checks via mobile banking and then suddenly one day the camera in the app stopped working. It was suggested to me that it was my phone, HTC One M8. It will not snap the picture. It doesn't try to focus. It doesn't do anything. It's like the button on the screen to take the picture just doesn't work. Step 2. Inspect your bug zapper's grids if you are noticing sparking between grid rods. Unplug the unit from an electrical source and adjust the grids. Depending on the bug zapper, you can adjust the grids by bending them back into alignment using an insulated screwdriver. If you are unable to bend the grids on your device, refer to your manual. 888-220-4477 Paycard Login Help & Support. Wisely Card by ADP ®. 866-313-6901 Paycard Login Help & Support. ADP TotalSource ®. TotalSource Login Help & Support. W-2 and 1099. Your employer should provide your Form W-2 and 1099 by January 31. You can view your W-2 online after this date. If you have questions about your Form W-2 or Form 1099 ... Apr 27, 2023 · myWisely: Mobile Banking ADP, INC. 4.0 star 19.5K reviews 1M+ Downloads Everyone info Install About this app arrow_forward Download the myWisely app (8) now to start making the most of your money,... Immediately following this Wisely removed $250 from my account. On 11/30 I deposited the check into ***** Bank. On 12/01/22 the Wisely check cleared. ... But they won't even discuss it Initial ... Article continues below advertisement. If winners do want to invest their winnings, Cuban said that low-cost index funds like one tracking the S&P 500 are smart choices. This lower-risk investment ...I opted in last night and my old wisely card from 2017 was already on there and there's no option to change it to my new card. I just had this problem and found the solution today all you do is once you get your new card call them get it activated go to the Amazon anytime pay app transfer just $1 to your old wisely card there will not be ...a) It is too formal and fancy for such a simple and casual sentence as this one. b) It does not show that the writer is giving enough praise to the children. c) It is not a word that should be used to describe children. d) It does not mean to thank in a way that an admirer would thank someone. iPad. Download the myWisely app (8) now to start making the most of your money, like getting paid up to 2 days early (1), saving (10) for what you love, and dropping the hidden fees (12). Wisely also moves with you even when you switch jobs (4). LEAVE HIDDEN FEES BEHIND (12) No hidden fees (12).Oct 17, 2018 · Slip the card into a plastic bag, hold the bag taut around the card so there are no wrinkles and slide it through the card reader. You could also cover the card with paper, like a receipt, or masking tape. Next, you or the checker has to slide the card quickly through the card reader or ATM. The machines are programmed to scan the strip at a ... In order for the myWisely Financial Wellness download to work: We hope that the following solutions help so that you can load myWisely Financial Wellness and the download doesn’t take forever.First time using ADP. I created myadp account as guided by my employer. My second check has been directly deposited but I cant see any detail or statement in my dashboard... Is it because it takes some time to apply my info and stuff? The dashboard only shows wisely card section. should I talk to my boss... Prioritize advisors that are fee-only. 3. Invest in the stock market. Another excellent source for your lottery winnings is through stock market investments, specifically low-risk vehicles. Depending on your knowledge of the markets, you can be flexible with the companies or funds you choose.Here is the verse: “As iron sharpens iron, so a man sharpens the countenance of his friend.” (Proverbs 27:17) A true God-friend will always be honest and straight forward with you. You cannot help keep each other up and sharp in the Lord unless you are both willing to be totally honest with one another. 4.No incidents reported today. Sep 3, 2023. No incidents reported. The Real Housewives of Atlanta The Bachelor Sister Wives 90 Day Fiance Wife Swap The Amazing Race Australia Married at First Sight The Real Housewives of Dallas My 600-lb Life Last Week Tonight with John OliverNo incidents reported today. Sep 3, 2023. No incidents reported.Ashley has won two Challenges — which is less than some of the other competitors on this list — but her controversial decision to take all the money for herself in Final Reckoning put her at No. 1. 2. Jordan Wiseley ($833,000) Often portrayed as the villain of the show, Jordan has won The Challenge three times.Got an email from wisely welcoming me to wisely pay and telling me to activate my card for my account, but I never signed up. I’ve never even heard of wisely actually until I got this email. It says my name and the end of an account number. I never got any card in the mail and have no clue what the deal is.If you have a Wisely Pay card or Wisely Cash card (see back of your card), access to certain features or loading funds from sources other than the company you received your card through requires an upgrade, which you can request in the myWisely app or by calling the number on the back of your card.You must opt-in to early direct deposit on mywisely.com or myWisely mobile app. Early direct deposit of funds is not guaranteed and is subject to payor’s support and the timing of payor’s payment instruction. Faster funding claim is based on a comparison of our policy of making funds available upon our receipt of payment instruction with ... If you suspect that your Holley Sniper EFI is having fuel delivery issues, there are a few things you can check. First, make sure that the fuel pump is turned on and working properly. Next, check the fuel filter to see if it needs to be replaced. Finally, inspect the fuel lines for leaks or blockages.The first thing that you need to do is to never go below the 20 percent mark. When the battery is fully discharged, you won’t be able to charge it properly. Furthermore, you will have to jump-start the battery from a different unit to get it to charge properly. Second, you need to keep the battery stored in a dry box.Wisely has a rating of 1.14 stars from 158 reviews, indicating that most customers are generally dissatisfied with their purchases. Reviewers complaining about Wisely most frequently mention customer service, new card, and direct deposit problems.Employees keep more of their money. The average bank user pays $500/year in fees 1. Wisely delivers many traditional bank-like features — without many of the fees that banks and check-cashing locations often charge. There’s no need to worry about overdraft fees: because Wisely won’t let its members spend more than their balance 2.START USING YOUR WISELY PAY BY ADP™ CARD IN 3 EASY STEPS 1 ACTIVATE YOUR CARD Visit ActivateWisely.com or call the number on the back of your card to set your pin. 2 DOWNLOAD THE ADP™ APP Visit the App Store or Google Play store to download the free ADP™ Mobile Solutions app where you will be able to easily manage your account.Jun 20, 2019 · 37. Buy a pro sports team. When your favorite team has terrible management, this is the obvious solution. Monkey Business Images / Shutterstock. When you win the lottery, you can stop booing and take charge. 36. Get sweet, sweet revenge. The key here is to cover your tracks — unless you’re just fooling around. If we have to decline your card payment, we'll tell you the reason — you can see it when you click on the declined payment in your Transactions. And if you have push notifications or transaction emails turned on, we’ll tell you the reason there and then. You can manage your notifications in Settings.37. Buy a pro sports team. When your favorite team has terrible management, this is the obvious solution. Monkey Business Images / Shutterstock. When you win the lottery, you can stop booing and take charge. 36. Get sweet, sweet revenge. The key here is to cover your tracks — unless you’re just fooling around.Find a surcharge-free in-network ATM near you to withdraw cash without worry. Wisely gives you access to up to tens of thousands of in-network no-fee ATMs nationwide.If you’ve already waited past our delivery estimate and the card hasn’t arrived, you can order a new one. Once you’ve ordered a new card, we’ll cancel the first one, so you won’t be able to use it if it arrives. To order a new card: Log in to your Wise account. Open the Cards tab on the website, or the Card tab in the app. Payroll / HR administrators using RUN Powered by ADP ® Mobile Payroll app. If you are already a RUN Powered by ADP Client, get the RUN Powered by ADP® Mobile Payroll app and then log in using the same user ID and password you use to log into the RUN Powered by ADP web application.The login and password associated with your financial institution may have changed. To solve this problem, first verify your login and password on your financial institution’s website, then go back into the app and try reconnecting your accounts. Learn more.If you suspect that your Holley Sniper EFI is having fuel delivery issues, there are a few things you can check. First, make sure that the fuel pump is turned on and working properly. Next, check the fuel filter to see if it needs to be replaced. Finally, inspect the fuel lines for leaks or blockages.Log into the myWisely app 2 or myWisely.com to check your balance, view transaction history, find nearby ATMs, see spending trends, and much more. You can also set up email, push or text alerts, 7 including low balance notifications at whatever amount you decide. 7 Was this helpful? Yes No What are pending transactions? May 25, 2023 · Open your preferred web browser and go to the official activation website of Wisely Card: activatewisely.com. Enter your Wisely Card’s 16-digit number on the activation page, followed by the expiration date in the fields provided. Complete the “I’m not a robot” test to confirm that you are a human user. a) It is too formal and fancy for such a simple and casual sentence as this one. b) It does not show that the writer is giving enough praise to the children. c) It is not a word that should be used to describe children. d) It does not mean to thank in a way that an admirer would thank someone.So, if you forget it, you’ll have to set a new one in the Wise app or website. To do this: If you’re on the website, go to Cards. If you’re on the app, go to Card. Click on Change PIN. Type the desired PIN number twice and you’re good to go. You’ll only be able to change your PIN while you’re in the US. Remember, you can only choose ...1. Yacnh • 1 yr. ago. You have to verify you received the card through A to Z first and then activate it through Wisely. Plus_Analyst8133 • 1 yr. ago. Ok it shows I have the pay card and it’s telling me to activate it but it’s not working. [deleted] • 1 yr. ago. I activated mine today. Did the online chat. Made me call the number on ... Aug 13, 2023 · Here is the verse: “As iron sharpens iron, so a man sharpens the countenance of his friend.” (Proverbs 27:17) A true God-friend will always be honest and straight forward with you. You cannot help keep each other up and sharp in the Lord unless you are both willing to be totally honest with one another. 4. ATMs. You can get cash at millions of ATMs worldwide. There are also 40,000 surcharge free ATMs nationwide where you can get cash with your Wisely card. Click here or log into the myWisely app 7 to find in-network, surcharge-free ATMs in your area. 5 Banks.1. Pay off debts. Using your winnings to pay off old debts can be a great way to set up a more secure financial future for yourself. Eliminating debts also eliminates any further interest from accumulating on them. Using your winnings to pay off your debts can help you achieve financial freedom. [1] 2.On your smartphone, you can check the balance of your Wisely card. Wisely Card’s Company Details And Contacts img src wisly.com. ADP offers the Wisely Pay Card as a payment option. In addition, to check payments, we now take direct ACH payments, tax refunds, and whole paychecks. Paying with cash at over 100,000 sites is accepted.To access your MyWisely Pay card account, you will first need to login. After you have logged in, you can check your balance, view your transactions, and find ATMs near you. You can also set savings aside and view your spending patterns. For more information, visit the myWisely website. The account is secure and you'll never need to worry about ... Employees keep more of their money. The average bank user pays $500/year in fees 1. Wisely delivers many traditional bank-like features — without many of the fees that banks and check-cashing locations often charge. There’s no need to worry about overdraft fees: because Wisely won’t let its members spend more than their balance 2. Jul 22, 2023 · Just follow these simple steps: Visit the My Wisely website or download the My Wisely app from the App Store or Google Play. Click on the “Sign Up” or “Create Account” button. Fill in your personal information, including your full name, address, date of birth, Social Security number, and tax details. I have a Wisely card, it works perfectly fine for me. You have to manually transfer the money to your main bank account, it won’t automatically transfer, so you have to add your main account onto the Wisely app. The only downside is that it takes up to two business days for the money to transfer from that wisely account to my main bank account. Employees keep more of their money. The average bank user pays $500/year in fees 1. Wisely delivers many traditional bank-like features — without many of the fees that banks and check-cashing locations often charge. There’s no need to worry about overdraft fees: because Wisely won’t let its members spend more than their balance 2. Find a surcharge-free in-network ATM near you to withdraw cash without worry. Wisely gives you access to up to tens of thousands of in-network no-fee ATMs nationwide.What we do. Your Wisely card and digital account 1 can help you access your pay early, pay bills, get cashback rewards 2 with everyday purchases, and spend, plan, and save with fewer fees. 3 And it’s all in one place, complete with the tools and support to help you make the most of your money.If you’ve already waited past our delivery estimate and the card hasn’t arrived, you can order a new one. Once you’ve ordered a new card, we’ll cancel the first one, so you won’t be able to use it if it arrives. To order a new card: Log in to your Wise account. Open the Cards tab on the website, or the Card tab in the app. What we do. Your Wisely card and digital account 1 can help you access your pay early, pay bills, get cashback rewards 2 with everyday purchases, and spend, plan, and save with fewer fees. 3 And it’s all in one place, complete with the tools and support to help you make the most of your money.Step 2 – Click ADP Security Management Services. Step 3 – Under Quick Links select Reset a User’s Password. Step 4 – Perform a search by entering one of the following: The employee User ID. Employee Last Name and Employee/Associate ID. Email address. Step 5 – Click Search. Step 6 – Click on the User Name. Step 7 – Click – Reset ...Is there a fee for making internet purchases with my card? There is no fee for making Internet purchases with your Wisely card. How can I get cash using my card? You’ve got a few options. ATMs. You can get cash at millions of ATMs worldwide. There are also 80,000 surcharge-free ATMs nationwide where you can get cash with your Wisely Pay card.1. Insufficient funds. Ok, while I know you said your debit card declined even though you have money on it, just hear me out. That is, probably the most common reason for your debit card not working is that there are insufficient funds on the card.In order for the myWisely Financial Wellness download to work: We hope that the following solutions help so that you can load myWisely Financial Wellness and the download doesn’t take forever.How do I find my Wisely ® account and routing information? How do I load a check with my mobile device? Can I add money from other sources? 13 How do I get paid up to 2 days early 14 at no extra charge 18 with direct deposit? 2 How do I add money to a secondary card? Can my secondary member add any other funds to the card? Direct Deposit To access your MyWisely Pay card account, you will first need to login. After you have logged in, you can check your balance, view your transactions, and find ATMs near you. You can also set savings aside and view your spending patterns. For more information, visit the myWisely website. The account is secure and you'll never need to worry about ... First time using ADP. I created myadp account as guided by my employer. My second check has been directly deposited but I cant see any detail or statement in my dashboard... Is it because it takes some time to apply my info and stuff? The dashboard only shows wisely card section. should I talk to my boss...Is there a fee for making internet purchases with my card? There is no fee for making Internet purchases with your Wisely card. How can I get cash using my card? You’ve got a few options. ATMs. You can get cash at millions of ATMs worldwide. There are also 80,000 surcharge-free ATMs nationwide where you can get cash with your Wisely Pay card.Wisely Products LLC, 77 Hudson Street, ©2018Wisely Products Jersey City, NJ, 07302, USA Die-Cut ITM. / ART. 1244572 Made in China . Title:Activating your Wisely Card is a simple three-step process. To begin with, open the Wisely website, and login to your account. After logging in select the ‘Activate’ button and you will be asked to enter the activation code which is located on the front of your card. After entering this code, your card will be activated and ready for use.I have a Wisely card, it works perfectly fine for me. You have to manually transfer the money to your main bank account, it won’t automatically transfer, so you have to add your main account onto the Wisely app. The only downside is that it takes up to two business days for the money to transfer from that wisely account to my main bank account. myWisely: Mobile Banking ADP, INC. 4.0 star 19.5K reviews 1M+ Downloads Everyone info Install About this app arrow_forward Download the myWisely app (8) now to start making the most of your money,...Feb 5, 2022 · 4. Shop alone. Children, friends who love shopping, or even just a friend whose tastes you respect can influence you to spend extra money. Do not take advice from store employees. If you need a question answered, politely listen to their response but ignore any advice on purchasing decisions.
Here are the most common reasons your debit card may be declined and tips on fixing your debit card dilemmas. 1. A different bank account has funds. You might have money in your savings account ... . Allnutt funeral and cremation macy obituaries
Read about the best investments right now. 1. Give your money a goal. Figuring out how to invest money starts with determining your investing goals, when you need or want to achieve them and your ...On your smartphone, you can check the balance of your Wisely card. Wisely Card’s Company Details And Contacts img src wisly.com. ADP offers the Wisely Pay Card as a payment option. In addition, to check payments, we now take direct ACH payments, tax refunds, and whole paychecks. Paying with cash at over 100,000 sites is accepted. 1. Insufficient funds. Ok, while I know you said your debit card declined even though you have money on it, just hear me out. That is, probably the most common reason for your debit card not working is that there are insufficient funds on the card.37. Buy a pro sports team. When your favorite team has terrible management, this is the obvious solution. Monkey Business Images / Shutterstock. When you win the lottery, you can stop booing and take charge. 36. Get sweet, sweet revenge. The key here is to cover your tracks — unless you’re just fooling around.To use your card, you must activate it first. To activate your card, go to the website of the company you're working for. You will need to input your 3-digit CVV number and other information, such as your legal first and last name, birthdate, address, and phone number. You will also need to input a four-digit PIN code. What we do. Your Wisely card and digital account 1 can help you access your pay early, pay bills, get cashback rewards 2 with everyday purchases, and spend, plan, and save with fewer fees. 3 And it’s all in one place, complete with the tools and support to help you make the most of your money. Is there a fee for making internet purchases with my card? There is no fee for making Internet purchases with your Wisely card. How can I get cash using my card? You’ve got a few options. ATMs. You can get cash at millions of ATMs worldwide. There are also 80,000 surcharge-free ATMs nationwide where you can get cash with your Wisely Pay card.I have a Wisely card, it works perfectly fine for me. You have to manually transfer the money to your main bank account, it won’t automatically transfer, so you have to add your main account onto the Wisely app. The only downside is that it takes up to two business days for the money to transfer from that wisely account to my main bank account. It’s the path of least resistance.”. “You have to choose your path. You have to decide what you wish to do. You are the only person that can determine your destiny.”. “You never know what battles people fight.”. “You win battles by knowing the enemy’s timing, and using a timing which the enemy does not expect.”.You must opt-in to early direct deposit on mywisely.com or myWisely mobile app. Early direct deposit of funds is not guaranteed and is subject to payor’s support and the timing of payor’s payment instruction. Faster funding claim is based on a comparison of our policy of making funds available upon our receipt of payment instruction with ...Oct 10, 2022 · 10. You don’t have enough funds. This is the most common cause of a debit card being declined, and one that you can easily avoid by keeping careful track of your spending money. Unless you have overdraft protection, most banks will not allow you to make a purchase or withdrawal that goes beyond your available balance. Comuníquese con Fifth Third Bank, N.A. en Wisely Direct llamando al 1.866.313.9029, por correo a Wisely Direct, c/o Wisely, P.O. Box 9008, San Dimas CA 91773, Attention: Cardholder Services, o visite myWisely ® app, mywisely.com, ADP mobile app (si está accesible para usted) o myADP.com (si está accesible para usted).Overview. Wisely has a rating of 1.13 stars from 165 reviews, indicating that most customers are generally dissatisfied with their purchases. Reviewers complaining about Wisely most frequently mention customer service, new card, and direct deposit problems. Wisely ranks 20th among Debit Card sites. Service 103. Value 99. The Wisely Pay Mastercard® is issued by Fifth Third Bank, N.A., Member FDIC or Pathward, N.A., Member FDIC, pursuant to license by Mastercard International Incorporated. ADP is a registered ISO of Fifth Third Bank, N.A, or Pathward, N.A. The Wisely Pay Visa card may be used everywhere Visa debit cards are accepted.Login The Wisely Pay card is a reloadable prepaid card that provides employers and employees a convenient, low-cost alternative to paychecks. Wisely Pay card members can quickly activate their card at activateWisely.com or by calling 1-866-313-6901. Employee Login Register as New myWisely User Forgot Password Help & Support ActivationIt’s the path of least resistance.”. “You have to choose your path. You have to decide what you wish to do. You are the only person that can determine your destiny.”. “You never know what battles people fight.”. “You win battles by knowing the enemy’s timing, and using a timing which the enemy does not expect.”.Step 2 – Click ADP Security Management Services. Step 3 – Under Quick Links select Reset a User’s Password. Step 4 – Perform a search by entering one of the following: The employee User ID. Employee Last Name and Employee/Associate ID. Email address. Step 5 – Click Search. Step 6 – Click on the User Name. Step 7 – Click – Reset ...Jun 20, 2019 · 37. Buy a pro sports team. When your favorite team has terrible management, this is the obvious solution. Monkey Business Images / Shutterstock. When you win the lottery, you can stop booing and take charge. 36. Get sweet, sweet revenge. The key here is to cover your tracks — unless you’re just fooling around. .